Peerless Ins. Co. v. Luppe

Defendants were the divorced parents of a minor child, Maya. Maya lived with Mother but regularly stayed at Father’s home for overnight visits twice a week. While Maya was visiting Father in keeping with the normal visitation schedule, she was bitten by Father’s dog and suffered serious injuries. Mother brought a personal injury suit on Maya’s behalf against Father. Father sought a defense under the terms of his homeowner’s insurance policy with Peerless Insurance Company (Peerless). Peerless, in turn, filed a declaratory judgment action seeking a declaration that Maya was a resident of Father’s household and was therefore excluded from coverage for injures she sustained from the attack by Father’s dog. The hearing justice granted summary judgment for Peerless, concluding that Maya was a resident of Father’s home, and therefore, there was no coverage for her injuries under the Peerless policy. Both defendants appealed. The Supreme Court affirmed, holding that, under the facts of this case, Maya was a resident of Father’s home on the day she was injured. View "Peerless Ins. Co. v. Luppe" on Justia Law